Equipment — Featured
Equipment Financing vs. Leasing for Contractors
Own it or rent it? The math changes based on utilization hours, resale value, and how your CPA handles Section 179.
Resources
Straight Talk On Business Money
No jargon, no fluff. Guides written for people who'd rather be on a jobsite than reading about financing.
How to Survive a Slow-Pay General Contractor
Pay-when-paid clauses, lien rights, and the financing tools that keep payroll funded while you wait on the draw.
Getting Out of Stacked Merchant Cash Advances
Daily payments are killing more trades businesses than slow sales. Here's the consolidation playbook.
Buying the Shop You've Been Renting for a Decade
SBA 504 vs. conventional CRE for owner-occupied industrial property, with real numbers on a $1.2M yard.
Seasonal Cash Flow Planning for Trades Businesses
How to size a line of credit around a nine-month season and twelve months of overhead.
Financing a Fleet Expansion Without Wrecking Your Balance Sheet
Truck count drives revenue, but over-leveraging iron is how shops go under. Where the line sits.
Rather just talk it through?
Call and describe the situation. We'll tell you what we'd do, whether or not it turns into a loan.