Equipment Financing
Trucks, excavators, lifts, CNC — funded fast.
- Amount Range
- $25,000 – $5,000,000
- Min. Time in Business
- 1 year
- Min. Credit Score
- 600+
- Typical Funding Speed
- 1 - 5 days
Overview
Equipment is the engine of a blue collar business. Whether it's a second service van for your plumbing route, a mini-ex for a grading crew, a boom lift for roofing, or a press brake for the fab shop, equipment financing lets you put the iron to work today and pay for it out of the revenue it produces. The equipment itself is the collateral, so you rarely need to pledge your house or tie up your line of credit.
Best Used For
- Adding trucks, trailers, and service vans to a fleet
- Replacing a machine that's down and costing you jobs
- Buying used iron at auction or from a private seller
- Seasonal upgrades before your busy stretch hits
How It Works
- Step 1Send the quote
Give us the dealer invoice or auction listing and a few months of bank statements.
- Step 2We structure the deal
Terms typically run 24 to 84 months with fixed monthly payments and $1 buyout options available.
- Step 3Vendor gets paid
We wire the seller directly, you pick up the equipment and get back on the job.
What You'll Need
- 1+ year in business (startup programs available with a strong down payment)
- 600+ personal credit score
- Equipment quote, invoice, or auction listing
- 3 months of business bank statements
Rates typically 7% – 22% APR depending on credit, age of equipment, and term.
Apply for Equipment Financing
Soft credit pull. No application fee. Answer in 24 hours on most files.
Other Programs
Ready to put capital to work?
Tell us what you run and what you need. A specialist who knows your trade calls you back within one business hour.