Real Estate Loans
Own the shop, the yard, and the warehouse.
- Amount Range
- $250,000 – $25,000,000
- Min. Time in Business
- 2 years
- Min. Credit Score
- 660+
- Typical Funding Speed
- 30 – 60 days
Overview
Rent is the one line item that never builds equity. We finance owner-occupied shops, industrial condos, truck terminals, fenced contractor yards, and flex buildings — plus cash-out refinances that pull equity out of property you already own and put it back into the business. Loan-to-value typically runs to 80% on purchase, 75% on cash-out.
Best Used For
- Buying the building you currently lease
- Acquiring a fenced yard with shop and office
- Cash-out refinance to fund equipment or expansion
- Bridge financing on a property that needs work first
How It Works
- Step 1Property and financials
Send the purchase contract or property details plus two years of financials.
- Step 2Term sheet
We issue terms in days, not weeks, and order appraisal and environmental.
- Step 3Close
Conventional, SBA 504, and bridge options — typically 30 to 60 days to close.
What You'll Need
- 2+ years in business
- 660+ personal credit score
- 51%+ owner occupancy for SBA 504
- Two years of tax returns and a current rent roll if applicable
Rates typically 6.5% – 10.5% depending on program, term, and LTV.
Apply for Real Estate Loans
Soft credit pull. No application fee. Answer in 24 hours on most files.
Other Programs
Ready to put capital to work?
Tell us what you run and what you need. A specialist who knows your trade calls you back within one business hour.