Your Trade. Our Specialty.
Dedicated to the trades that impact every person in America. If your company gets its hands dirty, we fund your operation.
Plumbing
Vans, techs, and inventory on the truck.
Plumbing shops live and die by truck count and tech availability. We use equipment financing for service vans and jetters, lines of credit to keep parts on every truck, and SBA loans when you buy out a retiring plumber's book.
FUND MY PLUMBING BUSINESSHVAC
Survive shoulder season, own the summer.
HVAC revenue is a rollercoaster — brutal in spring and fall, relentless in July. We build business lines of credit for shoulder-season payroll, equipment financing for condensers and air handlers, and SBA loans for facility purchases or partner buyouts.
FUND MY HVAC BUSINESSElectrical
Material-heavy jobs, long payment cycles.
Copper and gear pricing moves faster than your bids. We use working capital and lines of credit to front switchgear and wire, equipment financing for bucket trucks and trailers, and SBA loans for shop and yard expansion.
FUND MY ELECTRICAL BUSINESSRoofing
Storm season cash, insurance-cycle patience.
Roofers scale fast after a storm and then wait on insurance carriers. We use working capital for crew mobilization and material drops, equipment financing for lifts and conveyors, and SBA loans to buy a yard or shop.
FUND MY ROOFING BUSINESSTrucking
Fuel today, settlement in 45 days.
Freight pays late and diesel doesn't wait. We use business lines of credit for fuel and insurance, equipment financing for tractors and trailers, and SBA loans to buy or build a terminal and yard.
FUND MY TRUCKING BUSINESSExcavation & Site Work
Iron is the business.
Excavators, dozers, and skid steers are the whole balance sheet. We use equipment financing for new and used iron, working capital for mobilization and bonding, and SBA real estate loans when you outgrow your yard.
FUND MY EXCAVATION & SITE WORK BUSINESSLandscaping & Hardscape
Nine months of work, twelve months of overhead.
Seasonal revenue with year-round payroll and equipment notes. We use revolving lines of credit that draw down in winter and pay off in spring, equipment financing for mowers and skid steers, and term loans for crew expansion.
FUND MY LANDSCAPING & HARDSCAPE BUSINESSConcrete
Material up front, payment on completion.
Concrete work is front-loaded with material and labor cost. We use working capital and lines of credit to front mix, forms, and rebar, equipment financing for mixers and pumps, and SBA loans for real estate or facility expansion.
FUND MY CONCRETE BUSINESSRestoration & Remediation
Carriers pay slow. Crews don't.
Water, fire, and mold work starts within hours and gets paid within months. We use lines of credit and working capital for 24/7 crews and equipment fleets, equipment financing for air movers and dehus, and SBA loans for facility or franchise growth.
FUND MY RESTORATION & REMEDIATION BUSINESSAuto & Diesel Repair
Bays, lifts, and parts on the shelf.
Shop capacity is bay count. We use equipment financing for lifts, alignment racks, and diagnostic tools, working capital for parts inventory, and SBA loans to buy or build a bigger shop.
FUND MY AUTO & DIESEL REPAIR BUSINESSWaste Management
Route density takes trucks and cans.
Growth in hauling means more trucks, more containers, and more landfill fees before the billing cycle catches up. We use equipment financing for roll-off and front-load trucks, SBA real estate loans for yards, and lines of credit for container and fuel costs.
FUND MY WASTE MANAGEMENT BUSINESSManufacturing
Machines, materials, and long POs.
Job shops and small manufacturers carry heavy raw material and WIP. We use equipment financing for CNC and press equipment, lines of credit for raw material and WIP, and SBA loans for facility purchase and expansion.
FUND MY MANUFACTURING BUSINESSAgriculture
One paycheck a year, twelve months of bills.
Farms and ag service businesses need capital that respects the crop calendar. We use equipment financing for tractors and implements, seasonal lines of credit for operating costs, and SBA or conventional real estate loans for land and facilities.
FUND MY AGRICULTURE BUSINESSWelding & Fabrication
Steel prices move. Your bid doesn't.
Fab shops eat material cost up front and bill on delivery. We use lines of credit and working capital for steel purchases, equipment financing for shop machinery and mobile welding rigs, and SBA loans to buy the building you've been renting.
FUND MY WELDING & FABRICATION BUSINESSOilfield Services
Operator terms are net-60 at best.
Service companies in the patch carry payroll and fuel while operators pay on their own schedule. We use lines of credit and working capital for fuel and payroll, equipment financing for vacuum and pump trucks, and SBA real estate loans for yards and facilities.
FUND MY OILFIELD SERVICES BUSINESSHeavy Equipment Contractors
Fleet financing built around utilization.
When your machines are your margin, capital structure matters. We use equipment financing for acquisitions and refinances, SBA real estate loans for shop and yard, and lines of credit for attachments and working capital.
FUND MY HEAVY EQUIPMENT CONTRACTORS BUSINESSPest Control
Recurring revenue is bankable.
Route-based pest businesses have the cleanest cash flow in the trades. We use SBA loans and term loans for route and territory acquisitions, equipment financing for trucks and gear, and working capital for marketing and hiring.
FUND MY PEST CONTROL BUSINESSPool Builders
Deposits in, gunite out, balance later.
Pool construction is a working capital business disguised as a construction business. We use lines of credit and working capital for material and subs between draws, equipment financing for gunite rigs and excavators, and SBA loans for service division buildouts.
FUND MY POOL BUILDERS BUSINESSPainting
Labor-heavy, material-light, payment-slow.
Commercial painting runs on payroll. We use business lines of credit and working capital sized to your crew count, equipment financing for sprayers and lifts, and SBA term loans for crew and territory expansion.
FUND MY PAINTING BUSINESSFlooring
Material up front, install on schedule.
Flooring contractors float material on nearly every job. We use lines of credit and working capital for supplier deposits and material, equipment financing for vans and tools, and SBA loans for showroom buildout or inventory.
FUND MY FLOORING BUSINESSReady to put capital to work?
Book an appointment or apply now to explore your funding options, plan for the future, or just talk shop with the leaders in blue-collar business financing.