A Lender That Speaks Contractor
Blue Collar Funding was built after watching too many good shops get declined by lenders who couldn't tell a progress draw from a purchase order. We fund the trades — and nothing else.
Who We Are
We're a business financing company headquartered in the Midwest, serving blue collar business owners in all 50 states. Our team comes out of equipment finance, asset-based lending, SBA origination, and commercial real estate — and every one of them has spent time in a yard, a shop, or a terminal.
We structure capital across nine programs, from a $25,000 equipment note on a used service van to a $25 million commercial real estate facility on an industrial campus. What doesn't change is who we work with: businesses where somebody puts on boots in the morning.
We're not a bank. We're the people who get your file in front of the right lender the first time, so you're not sitting on a "maybe" for six weeks while a job slips away.
How We Operate
We only fund the trades
No restaurants, no retail, no app startups. Specializing means we already know what your bank statements should look like in February.
Straight talk on cost
You get the total cost in dollars before you sign, not a factor rate buried on page nine.
No stacking, ever
We won't pile a fourth advance on top of three you already have. If refinancing is the right answer, that's what we'll tell you.
We answer the phone
Real people, 7am to 7pm Central, who have walked a jobsite and priced a machine.
Ready to put capital to work?
Tell us what you run and what you need. A specialist who knows your trade calls you back within one business hour.